Our Insights

Perspectives, Market Updates, and Ideas

Our Insights

Perspectives, Market Updates, and Ideas

Navigating the Rule of 55: A Guide to Early Retirement

For many investors, age 59½ is circled on the calendar. That is the age the IRS generally allows you to tap into tax-deferred retirement accounts, ...

Navigating the Rule of 55: A Guide to Early Retirement

For many investors, age 59½ is circled on the calendar. That is the age the IRS generally allows you to tap into tax-deferred retirement accounts, ...

The Psychology of Wealth Decumulation: Overcoming the Fear of Spending Your Savings

For decades, the financial industry focuses almost exclusively on one objective: accumulation. You are encouraged to save, invest, optimize your budget, and watch your balance ...

The Psychology of Wealth Decumulation: Overcoming the Fear of Spending Your Savings

For decades, the financial industry focuses almost exclusively on one objective: accumulation. You are encouraged to save, invest, optimize your budget, and watch your balance ...

The “Boredom” Crisis: Why You Need a “Retire-To” Plan, Not Just a “Retire-From” Plan

For decades, the vision has been the same. You work hard, you save diligently, and you look forward to the day when the calendar is ...

The “Boredom” Crisis: Why You Need a “Retire-To” Plan, Not Just a “Retire-From” Plan

For decades, the vision has been the same. You work hard, you save diligently, and you look forward to the day when the calendar is ...

The Psychology of Retirement Spending: Why It’s Harder Than Saving

After decades of saving, investing, and preparing, retirement should be the time when you finally enjoy the fruits of your labor. Yet ask most new ...

The Psychology of Retirement Spending: Why It’s Harder Than Saving

After decades of saving, investing, and preparing, retirement should be the time when you finally enjoy the fruits of your labor. Yet ask most new ...

The Gig Economy Retirement Challenge: Building Security Without Traditional Benefits

Being your own boss sounds like a dream, doesn’t it? No dress code, no time clock, no middle managers approving vacation days. Whether you’re freelancing ...

The Gig Economy Retirement Challenge: Building Security Without Traditional Benefits

Being your own boss sounds like a dream, doesn’t it? No dress code, no time clock, no middle managers approving vacation days. Whether you’re freelancing ...

What Would Hank Hill Do? Finding Purpose in Retirement When the Routine Disappears

“The thing they don’t tell you about retirement… is there’s so much time to fill.” – Hank Hill Retirement’s supposed to be the golden years, ...

What Would Hank Hill Do? Finding Purpose in Retirement When the Routine Disappears

“The thing they don’t tell you about retirement… is there’s so much time to fill.” – Hank Hill Retirement’s supposed to be the golden years, ...

How to Know If You’re Actually Ready to Retire

Retirement is one of life’s biggest transitions, but for many people, it’s not clear where the finish line actually is. You may have spent decades ...

How to Know If You’re Actually Ready to Retire

Retirement is one of life’s biggest transitions, but for many people, it’s not clear where the finish line actually is. You may have spent decades ...

2025 Retirement Savings Contribution Limits

The IRS has increased the contribution limits for many retirement savings plans. In 2025, 401(k)s, 403(b)s, governmental 457 plans, and the Thrift Savings Plan for government ...

2025 Retirement Savings Contribution Limits

The IRS has increased the contribution limits for many retirement savings plans. In 2025, 401(k)s, 403(b)s, governmental 457 plans, and the Thrift Savings Plan for government ...

National 401(k) Day Is Here: Are You on Track?

Saving for retirement should be part of every stage of your work life, from your first job to your last years before retirement. A 401(k) ...

National 401(k) Day Is Here: Are You on Track?

Saving for retirement should be part of every stage of your work life, from your first job to your last years before retirement. A 401(k) ...

Cash Flow Planning When You’re Thinking About Retirement

Pre-retirement planning is one of the most challenging stages of your financial journey. You’re still fully engaged in your career, but you’re also looking ahead ...

Cash Flow Planning When You’re Thinking About Retirement

Pre-retirement planning is one of the most challenging stages of your financial journey. You’re still fully engaged in your career, but you’re also looking ahead ...